Part-time Enrollment

Your financial aid will be awarded based on full-time enrollment which is 12 or more credit hours (10 hours for graduate students). However, you may choose to enroll in fewer courses each term of your entire academic career or simply find yourself as a part-time student for an occasional term. In all cases, your financial aid will automatically adjust on your eBill to match your registration through the 15th day of the quarter.

AID ELIGIBILITY
Students attending less than full-time are categorized broadly as part-time for that term. For financial aid purposes, sub-categories of half-time and less than half-time are used to define aid eligibility.

The chart below can assist you in planning how your aid will adjust based on your enrollment. Use it with the quarterly breakdown of your financial aid award offer to view the full-time (or 100%) amount. Calculate how your aid will decrease for non-full-time terms and, as always, project your tuition costs for those same terms to anticipate any out-of-pocket expenses you may have.

	Full-Time (12+ hours)	Co-op	Part-Time (9-11 hours)	Half-Time (6-8 hours)	Less than Half-Time (< 6 hours)
Scholarships	100%	n/a	n/a	n/a	n/a
Pell	100%	100%	75%	50%	25%
SEOG	100%	n/a	100%	100%	n/a
ACG & SMART	100%	100%	75%	50%	n/a
TEACH	100%	n/a	75%	50%	25%
OCOG	100%	n/a	75%	50%	25%
University Need Grant	100%	n/a	100%	100%	n/a
Cincinnati Pride Grant	100%	n/a	n/a	n/a	n/a
Work-Study Employment	yes	yes	yes	yes	yes
Perkins, Nursing & Health Professions Loans	100%	n/a	100%	100%	n/a
Stafford & PLUS Loans	100%	100%	100%	100%	n/a
Alternative Loans	100%	100%	100%	100%	varies

Notes:

• n/a = Not available.
• Check terms of scholarships awarded to you; while most are for full-time, a limited number allow or are designed for part-time enrollment.
• Some higher EFCs within the Federal Pell Grant-eligible range for full-time attendance do not allow for funding when registered at part-time, half-time or less than half-time; if your quarterly full-time Pell is less than $500, you may not be eligible for funds when enrolled less than full-time.
• Federal Work-Study summer employment does not require summer enrollment as long as the student is enrolled for the following fall.
• Select alternative loans allow less than half-time enrollment; availability changes as lenders review loan products annually.

While many loan funds are available at 100% even when part-time, students should consider their indebtedness when choosing their loan amount. It can be easy to accept loans at full value and attend at part-time only to reach your life-time borrowing limit more quickly.